Friday, November 30, 2007

Do you have the right smoke detectors installed?

In metro Louisville you are required by city ordinance to have either a hardwired smoke detector(one that uses your home's electricity for power) or a ten year non-replaceable lithium battery smoke detector.

When you sell your home you must certify that you have the appropriate smoke detector.

Even if you are not selling your home you are still liable for damages to property and residents as a result of not having the appropriate smoke detectors installed.

Not worth the risk!

Thursday, November 29, 2007

Has your home been tested for Radon gas accumulations?

Radon gas is created by the decomposition of radio active material present in the earth. It dissipates very rapidly to the atmosphere. It has been linked to long term health effects.

This is only a problem is when the gas accumulates in the basement or crawl space of a home. The geological make up around the Louisville area is susceptible to radon gas accumulations.

When buying a home in the Louisville area you should seriously consider have a radon test performed during your home inspection process. If unacceptable levels of Radon gas are found you have an opportunity to ask the seller to install a radon mitigation system at their expense. Radon gas levels below 4 pCi/l are considered safe. Some home test as high as 100 plus.

Radon mitigation systems may cost $700 and up to install and can reduce radon levels to below 2 pCi/l.

Definitely worth the $80-$150 cost for the testing.

Wednesday, November 14, 2007

Be sure to choose the right lender

Choosing the right lender can afford you protections that may not be obvious!

Ask you realtor for the risks you may be avoiding!

Final walkthrough prior to closing

Don't forget to do a final walk through before you close on your new home!

Stake Surveys

Purchasing a stake survey is highly recommended!

Stake surveys, in a significant percentage of cases, uncover defects that could dramatically reduce your property's value.

Possibilities include;

A neighbor's house or shed could be on your property

Your house could be on top of a utility easement rendering it unmarketable

Your yard may not be as big as you think

Fences, sheds would have to be demolished if they are in a utility easement

Don't get a surprise you can't live with!

Saturday, November 10, 2007