Maintenance Must Dos

Don't let poor maintenance affect your home's value.

Keep your furnace filters clean to increase efficiency and possible repairs

Drain your water heater once a year to remove harmful sediment.

Clean coils on baseboard heaters.

Check circuit breakers and replace weak breakers to prevent shorts.

Check under sinks for leaks to avoid water damage.

Replace major mechanicals before they go bad to prevent costly emergency repairs.

Check outside of your home to make sure there are no leaks from loose gutters, missing or damaged flashing, missing or damaged weatherstripping.

Also check for standing water around foundations, cracks in foundations or missing splash blocks on downspouts.

Make your house last longer, retain more resale value and prevent costly repairs that could have been prevented.

Are you paying too much for financing?

I work with Kim Luckett with Homeservices Lending. Her office is loacted in my office and I have found her to be very helpful. She is very straight forward and honest.

I was talking with her yesterday and she mentioned several points that are good to be aware of when discussing financing. She indicated that while interest rates are an important factor in the calculation of mortgage payments that things like; loan origination fees, private mortgage insurance, points, rate buy downs, etc... all go together to account for your monthly payment as well as closing costs.

Interest rates continue to go down and there are lots of different mortgage products that are available.

She can help you navigate through the whole process.Her number is 502-327-2516.

I think it would be worth giving her a call and see if she can help.