Home Buyer Realities

Choose a Realtor that fits your personallity.

There is no "right" time to buy any more than there is a "right" time to sell. If you find the right home don't worry about small changes in interest rate. Changes usually don't chank that fast and a good home doesn't stay on the market very long.

Don't ask for too many opinions. It's fine to ask for advice but the too much input can make your decision much harded.

Accept that no home is perfect. Focus on the things that are important to you and let the minor ones go.

Don't try to be a killer negoitiator. Trying to "win" in a negotiation could cost your the home you love.

Remember that you home doesn't exist in a vacumn. Don't get so caught up with the physical features of the home at the expense of ammenities and noise levels that have a big impact on the value of your home.

Don't wait until you find the right home to get approved for a mortgage. Presenting an offer contingent on getting approved will reduce your negotiating power.

Factor maintenance and repair costs. Don't leave your self short and let your home deteriorate.

Accept that some buyer's remorse is inevitable for first time home buyers.

Choose your home first because you love it and secondly think about appreciation. Homes in the Louisville market consitenty raise from 3%-5% annually.