I work with Kim Luckett with Homeservices Lending. Her office is loacted in my office and I have found her to be very helpful. She is very straight forward and honest.
I was talking with her yesterday and she mentioned several points that are good to be aware of when discussing financing. She indicated that while interest rates are an important factor in the calculation of mortgage payments that things like; loan origination fees, private mortgage insurance, points, rate buy downs, etc... all go together to account for your monthly payment as well as closing costs.
Interest rates continue to go down and there are lots of different mortgage products that are available.
She can help you navigate through the whole process.Her number is 502-327-2516.
I think it would be worth giving her a call and see if she can help.
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